Car Insurance: Mini motorbike offences drive up premiums
Summary: Children who break the law on mini-motor bikes may be denied car insurance when they go on to gain their driver's licence.
Author: Bridget Carter
They are tiny bikes that reach great speeds and make a lot of noise. But police have had enough of youths
- 20 Tips To Cheaper Car Insurance
- 20 tips to reduce your car insurance premium. Some youll know but some you wont. Worth a read.
- The Costly Lure Of Free Car Insurance
- Free insurance has been a sucessful ploy to sell new cars. But are you getting a bargin? This article investigates.
- Using The Autograph To Get Cheap Motor Insurance
- Autograph is a device that helps you get upto 25% off your premiums. What is Autograph and how does it work? This article explains
- Japanese Motor Car Import Insurance
- If your car has not been manufactured for the uk you may as well have problems getting insured. But there are specialist policies available.
- 18 Tips for privately buying a second hand car
- Avoid the pitfalls when you buy a second hand car in the UK. This article tells you how.
- Car Insurance. Its getting increasingly expensive when youre elderly.
- If youre an elderly driver or a member of your family is an elderly driver, this article explains the problems youll discover when trying to find car insurance and some useful advice on what to do.
What's more, if children are riding these miniature vehicles on the pavement or road, they face prosecution just like adults. Any penalty points handed out by the court will be kept on file and activated as soon as they are old enough to apply for a driver's licence.
For those who have penalty points, it becomes increasingly expensive to gain car insurance. And with respect to mini-motorbikes, you could have a situation where children have been prosecuted for dangerous driving on these vehicles and then struggle to find an insurance company willing to offer them a policy to insure their car once they are at the age of 17 and have passed their driver's licence. The best case scenario is probably going to be that their premiums are sky high.
A spokeswoman for Direct Line Insurance says mini-motorbikes are now being treated as road vehicles and drivers of them have to abide by all the same traffic rules as anyone else. But while police can now prosecute youths on mini-motorbikes, they are not entirely sure yet what the nuisance makers will be prosecuted with. “You could get prosecuted for uninsured driving, paying no road tax or driving without a licence,” she says.
