Comprehensive Car Insurance
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- The internet is taking a bigger share of the car insurance market as a result of poor service from offshore call centers
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Buying a second hand car? 19 Tips to avoid getting your fingers burnt. Page 2
Summary
Follow these 19 tips to ensure you've done just about ( personal loans ) everything to ensure you've bought the second hand car at the right price, it's legally yours, and you haven't bought a scrapper!
Author: Michael Challiner
• Try to ensure that the car hasn't been “clocked”. (Clocked means that the mileometer has been wound back to show a lower mileage.) The average annual mileage is around 12,000. Be wary if the wear and tear on the car looks greater than you would expect from the mileage. The wear on the driver's pedals is usually a give away. Then ask when the tyres were last replaced. Does the wear on the tyres look about right?
• Insist on test-driving the car for at least 10/15 miles. You need to get the car fully warmed up and drive it in varying conditions. Incidentally, don't forget to ensure you are insured to drive it! ( remortgages ) Don't assume that your own insurance policy will cover you for driving someone else's car. Check your policy before you leave home. If the seller claims that his insurance covers you, ask to see his policy – a bit of a pain but better safe than sorry!
• Has the car ticked all the boxes so far? Then spend some more money get it professionally inspected.
• Never pay any money until you have seen the results of the RAC Vehicle Status Check. And even then, avoid paying any money until the car is handed over to you complete with its Documents and tax disc. Always get a written receipt for any money you pay and ensure that it includes the sellers name and address.
• Last of all, make sure you're insured from the moment you drive the ( cheap mortgages ) car away. The Police can now impound, and ultimately scrap, your car if you're driving it without insurance or road tax! If the car has not got Road Tax disc, call in at the Post Office on the way home and get one. You'll need to show them a valid insurance cover note for the car and the cars up to date MOT Certificate.
If you've followed all these steps ( life insurance ) you'll have done just about everything possible to ensure the car is legally yours at the right price, and you haven't bought a scrapper!